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Credit card report

Credit card report

By Daniel Gutierrez. CREATED Apr 17, 2013

When you've got a credit card, there's nothing better than 0% interest. And it appears, a lot more people are getting just that.

The 2013 Credit Card Landscape Report by CardHub.com says it's seen a resurgence of the 0% introductory interest rates. There's also an increase in initial rewards bonuses, which could mean hundreds of dollars in savings for you.

Of course that 0% interest doesn't last forever. The report says the average interest rate for people with excellent credit is 12.79%, down 1.69% from the same time last year. Rates for people with average or below-average credit are 1.7% to 3.0% higher.