What affects your insurance rates
Looking to pay less for insurance? It turns out there's a lot more that influences your insurance rates than you may know.
A new report from the Personal Finance Magazine, Kiplinger, says your credit score can have a major affect.
Studies by insurance companies have found people with low credit scores, are more likely to have claims.
Your health insurance rates can also be affected by your co-workers. You may face higher premiums if most of your co-workers smoke and are older, compared to working with a lot of young and healthy people.