Protecting Your Bank Account From Skimmer Scammers
Photo: Video by IdahoOnYourSide.com
Boise police have found three credit card skimmers attached to ATM's in the past couple weeks, and that has the Better Business Bureau sounding the alarm to be careful next time you swipe your card. Dale Dixon spoke with Good Morning Idaho about how you can protect yourself from this scam.
First, we wanted to know exactly how does skimming work? Dixon says, it starts with the thief building a unit that reads the magnetic strip on a credit card and figuring out a way to make it blend in with the face of an ATM. Some scammers even walk up in broad daylight to quickly attach the skimmers using tape. It's that fast and easy.
Second, Dixon says to be aware of your surroundings. As you walk up to your bank, look to see where cars are parked in the lot. Is there a car in a far corner with someone sitting inside? If so, that's suspicious. Anyone standing around? Then, physically inspect the ATM. Grab ahold of the slot where you slide the card, and give it a tug to be sure its solid. Often, a skimmer is simply stuck on with double-sided tape. Then, watch your credit card and bank statements carefully - online, preferably, if you're doing a lot of ATM transactions. Watch for any out-of-the-ordinary charges.
Finally, if you see anything suspicious - either at the ATM or on an account - report it Immediately to the police and your bank. The BB has a number of resources to help you protect your identity and money. Find more at the BBB's website.